In 2012 at about age 24–25 he co-founded Three Arrows Capital (3AC) in San Francisco with Kyle Davies, raising ~$1M seed by borrowing from their parents.
Born April 1987 in China; moved to the US at age 6. Graduated Phillips Academy Andover (~2005/2006) and Columbia University summa cum laude in mathematics. Worked as a derivatives trader at Credit Suisse, Flow Traders, and briefly Deutsche Bank before co-founding 3AC with childhood friend Davies in 2012.
Born April 1987 in China; moved to the United States at age 6 and later attended Phillips Academy Andover and Columbia University.
Current position (2025)
Former 3AC co-founder after 2022 fund collapse; later OPNX/crypto ventures; served prison time in Singapore (2023) for non-cooperation with liquidators.
Where the conditions came from
Three sources, read side by side
Each is placed on a −1 to 3 scale from documented evidence, and the three are never added together. A combined total would rank Su Zhu against other people. Held apart, they explain why this path ran differently from another one—which is the only comparison this project supports.
The marble itself
What they brought
+2Tailwind
-10+1+2+3
What capability, drive, or early skill is documented in the person rather than their surroundings?
Phillips Academy Andover with perfect GPA, 'most studious' superlative, top fiction prize. Columbia University summa cum laude in mathematics, graduated a year early. Exceptional academic achievement across math and humanities.
Where it was dropped
What they were handed
+1Tailwind
-10+1+2+3
What money, family standing, network, or permission was already in place before the work began?
Born in China, moved to US at age 6. Middle-class Boston suburbs — parents 'not rich' per Kyle Davies. However, parents could lend ~$1M seed capital for 3AC, suggesting more resources than stated. Modest-to-significant advantage through Andover education and family capital.
The shape of the track
What surrounded them
+2Tailwind
-10+1+2+3
What place, timing, institution, or peer group made the next step available?
Phillips Academy Andover (elite boarding school, met cofounder Kyle Davies), Columbia University math (summa cum laude), Wall Street derivatives trading at Credit Suisse and Flow Traders. Elite institutional pipeline from prep school through finance, leading to 3AC founding.
A −1 is a documented headwind, not a missing value; a 0 means the sources record nothing notable either way. Annotation confidence: High. These are analyst readings of what the sources record, not measurements of merit, talent, or effort. The twenty-two scored dimensions remain available inside the deeper research detail.
This records repeated behaviour or recovery described by sources; it is not a grit or merit score.
Encounter luckPhillips Academy Andover (elite boarding school, met cofounder Kyle Davies), Columbia University math (summa cum laude), Wall Street derivatives trading at Credit Suisse and Flow Traders.
This is an unchosen opening or condition in the record, not an estimate of how much luck caused the outcome.
Measures what was present, not whether it was inherited, earned, self-built, external, or mixed.
Cohort percentile: 93
03 Compounding trajectory
5 documented steps
The timeline below shows the sequence of work and transitions around the selected early milestone. It is evidence of a path, not proof that every step was necessary.
Milestone at age 25
04 Observed career standing
T3 · Domain-recognized
Notable and widely recognized within the domain. The tier summarizes documented career recognition through the data cutoff—not Su Zhu's worth or future potential.
Each non-zero lever gets a best-supported origin, evidence signals, and confidence. Unresolved is the honest default when the biography cannot distinguish self-built, advantage-enabled, earned, external, or mixed.
Complementary team2/2
Advantage-enabledmedium confidence
One or more documented starting advantages plausibly enabled this lever.
A structural wave is external to the person, even when their position improved access to it.
Frontier geography (1/2)
Concentration intensity2/3
Advantage-enabledmedium confidence
One or more documented starting advantages plausibly enabled this lever.
Family financial platform (2/2)
Capital safety1/2
Advantage-enabledmedium confidence
One or more documented starting advantages plausibly enabled this lever.
Family financial platform (2/2)Elite institution pipeline (2/2)
This is a bounded inference from the current annotations—not a claim about private effort, merit, or the percentage of Su Zhu's outcome attributable to any origin.
Luck is not a leftover score.
Structural luck, Encounter luck, Event luck, Outcome variance can change every arrow in the path. This successful-only dataset cannot observe the near-identical paths that did not break through, so luck stays visible and unscored.
Within Founders / operators, Su Zhu's starting-advantage total is at the 94th percentile. Separately, their built or converted leverage total is at the 93th percentile. Other T3 profiles average 5.3 / 24 starting advantage and 11.0 / 25 leverage. Similar scores appear in other tiers, so these figures describe positioning—not a cause.
Trajectory
2010 · age 23
Graduated Columbia University summa cum laude in mathematics
Phillips Academy.
2012 · age 25
Co-founded Three Arrows Capital in San Francisco
Kyle Davies using ~$1M parent-borrowed seed.
2013 · age 26
Re-registered 3AC in Singapore
Early focus on emerging-market FX derivatives arbitrage.
2022 · age 35
3AC failed margin calls and entered liquidation amid crypto crash
Peak AUM had been estimated ~$10B.
2023 · age 36
Arrested at Singapore Changi Airport and imprisoned for failing to
Cooperate with liquidators.
Primary leverage engine
Elite education + trading domain proximity
Product / domain insight
Secondary engine
Network / capital (parent seed + partner Davies)
Built/converted leverage
15 / 25
evidence: High
Built or converted leverage
Multiplying capacity documented later in the path. Measures what was present, not whether it was inherited, earned, self-built, external, or mixed.
Started serious reps before 20
0/1
Prior reps
2/3
Scarce skill depth
2/3
Native distribution
0/3
Elite ecosystem network
2/3
Complementary team
2/2
Structural wave / timing
2/3
Concentration intensity
2/3
Capital safety
1/2
Domain proximity
2/2
Starting-advantage scores (0–2 each)
Access or conditions documented near the beginning of the path. Zero means "no clear evidence in reviewed sources," not "advantage was absent."
Family financial platform
2/2
Parent / family domain
0/2
Inherited audience / network
0/2
Elite institution pipeline
2/2
Frontier geography
1/2
Rare early tools
0/2
Dedicated mentor / coach
0/2
Exceptional peer / cofounder
2/2
Early online platform
0/2
Direct domain exposure
2/2
Prodigy / innate ability
0/2
Adversity / constraint catalyst
0/2
Family context
Immigrated from China to the US as a child; with Davies borrowed roughly $1M from parents to seed 3AC—evidence of family financial platform at founding.
Parent / family domain
Not documented as a trading/finance family apprenticeship; parental capital seed is the clearest family advantage.
Wikipedia and New York Magazine document April 1987 birth, Andover/Columbia path, Wall Street trading seats, and 2012 3AC founding with parent-borrowed seed. Fund later peaked near ~$10B AUM before 2022 collapse and Zhu’s 2023 Singapore arrest. Family domain coaching is not documented beyond capital; partner Davies is a durable complementary cofounder from prep school.